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yacht-insurancePlews
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yacht-insurancePlews
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Took me a couple of weeks comparing quotes on coverage for our boat before spring launch. The first thing I learned: a low premium often hides a pile of exclusions. Look at agreed value vs actual cash value — on an ACV policy, depreciation cuts your claim after a total loss. For an older hull, expect the insurer to ask for a recent survey. The hard part is the policy wording, so a good starting point is <a href=https://yacht-insurance.net>https://yacht-insurance.net</a> — it covers the main coverage options in plain English. Also read the navigation limits carefully: cruising outside them can leave you uncovered. In hurricane country, the named storm deductible is usually a percentage of hull value, not a flat amount. Pay attention to liability limits — wreck removal and guest injuries can cost more than the boat itself. Compare two or three carriers and read the exclusions before you pay.